Fraud Prevention & ID Verification Software: Complete Market Guide 2025

Jumio

Enterprise-grade identity verification with 300+ patents. Offers AI-powered document verification with human review fallback, supporting 5,000+ document types across 200+ countries. Known for high accuracy but requires sales engagement for pricing.

Onfido

Acquired by Entrust in 2024. Strong biometric verification with iBeta PAD Level 2 certification and eIDAS compliance. Supports 2,500+ document types across 195 countries. Requires $10K SDK deposit for enterprise implementations.

Shufti Pro - Lowest Entry Point

Offers the lowest entry point at approximately $0.20 per verification, with a $1,250 setup fee for 1,000 verifications in the startup tier. Supports 240+ countries and 10,000+ document types. Unique on-premise deployment option for strict data residency requirements.

Fraud Platform Pricing

SwitchID

Developer-focused multi-signal verification API that bundles phone, email, device, IP, and payment verification into a single API call. Returns a risk score (0-100) with approve/challenge/deny decisions in under 500ms. Includes an identity consistency engine that cross-references signals to detect synthetic identities and account fraud.

• Free tier: 200 verifications/month (Email + IP only)
• Startup: $99/month includes 500 checks, then $0.30/check for full bundle
• À la carte: Email $0.05, Phone $0.08, Device $0.07, IP $0.04, Card $0.08
• Document verification: $1.35/check (native, includes facial biometric matching)

SEON

Fraud prevention platform with strong social media enrichment and digital footprint analysis. Combines email, phone, IP, and device signals with 50+ social media platform lookups. Offers both real-time API and manual review queue.

• Free trial: Available with limited verifications
• Pricing: Custom based on volume and modules selected
• Unique feature: Deep social media profile lookup across 50+ platforms

Twilio - Most Transparent API Pricing

Industry-standard API documentation with 7 SDKs and browser-based API explorer. Offers the most granular public pricing:

• Base verification: $0.05 per successful verification + channel costs
• SMS verify (US): $0.058
• Identity Match (name-to-phone): $0.10/request
• Line Type Intelligence: $0.008/request
• Reassigned Number: $0.02/request

Telesign - Lowest SMS Verification Cost

Slightly lower costs than Twilio: SMS Verify at $0.0072/verification, Phone ID at $0.011/request. Test credits available free.

Plaid IDV

100 free verifications in dev mode, then ~$0.30-$1.50/call with volume discounts available ($500+ monthly). Link widget for simplified integration with extensive sandbox.

ThreatMetrix (LexisNexis)

Enterprise-grade with 400-500 features requiring configuration expertise. Reference pricing: ~$60K for 8K hits/year. Includes BehavioSec behavioral biometrics. Acquired by LexisNexis in 2018.

HUMAN Security

Primary focus on bot detection with industry-leading threat research and Forrester Wave leadership. Custom pricing based on traffic volume. Best for enterprise bot protection needs.

Sumsub - Best for Crypto & Fintech

Workflow Builder with WebSDK/MobileSDK, API and no-code options. Supports 220+ countries and 14,000+ document types.

• Basic plan: $1.35/verification ($149/mo minimum) - includes ID verification, liveness, face match, email/phone verification, and reusable KYC
• Compliance plan: $1.85/verification ($299/mo minimum) - adds AML screening and ongoing monitoring

Persona - Best for Custom Flows

Flow Editor for no-code workflow design with 500 free verifications to test. Supports 200+ countries with certified liveness detection and watchlist screening. Essential plan starts at $250/mo.

Trulioo - Best for Global Multi-Country

195 countries, 450+ data sources, and strongest business verification (KYB). $99/mo national plan with custom pricing for global operations. 14,000+ document types supported.

For Enterprise Transaction Fraud Prevention

Primary: Signifyd for complete chargeback protection (fraud + non-fraud disputes) with pre-built e-commerce integrations.

Alternative: Forter for Fortune 500 companies seeking full automation and 100% guarantee coverage.

For Regulated Financial Services Requiring Full KYC

Primary: Socure for US-focused operations with FedRAMP authorization and comprehensive identity data verification including SSN, synthetic fraud detection, and 400+ data sources.

Alternative: Jumio for global document verification with 300+ patents and human review fallback.

For Device Fingerprinting & Bot Protection

Primary: Fingerprint for developers seeking transparent pricing ($99/mo) and 99.5% accuracy.

Alternative: HUMAN Security for enterprise bot detection with industry-leading threat research and Forrester Wave leadership.

For Phone Verification & Data Validation

Primary: Twilio Verify + Lookup for transparent per-API pricing (identity match at $0.10/request).

Alternative: Telesign for slightly lower costs ($0.0072/verification) with similar capabilities.

For Pre-KYC Screening & Signup Fraud

Primary: SwitchID for bundled multi-signal verification (phone + email + device + IP) with transparent pricing and a free tier. Good for approving low-risk users instantly before requiring document verification.

Alternative: SEON for deeper social media enrichment and digital footprint analysis when social signals are important.

For Global Multi-Country Operations

Primary: Trulioo with 195 countries, 450+ data sources, and strongest business verification (KYB).

Alternative: Shufti Pro for maximum country coverage (240+) with on-premise deployment option.