Stop Fake Signups Without Forcing ID Uploads
One API call. Six verification signals. Instant approve, challenge, or deny decisions—so you can let good users through and stop fraud before it starts.
Enterprise-ready security & compliance
{
"decision": "approve",
"risk_score": 12,
"reasons": [],
"signals": { ... }
}You're Stuck Between Two Bad Options
Basic fraud tools leave gaps. Document verification kills conversion. There's a better way.
Option 1: Basic Fraud Tools
Check one signal (email validator, phone lookup, OR device fingerprinting) and leave you to connect the dots yourself.
- Single signal = single point of failure
- Manual correlation across 3-4 vendors
- No consistency analysis between signals
- Fraudsters easily bypass single checks
Option 2: Document Verification
Force users to upload ID documents ($0.80-$2.00 per check). Works for high-risk, but overkill for routine signups.
- 15-20% conversion drop from friction
- $0.80-$2.00 per check (10x more expensive)
- 6-10 second verification time
- Unnecessary for 90%+ of legitimate users
The Gap: Multi-Signal Verification
You need to know if "John Smith, john@email.com, +1-555-0123" is plausibly real and consistent before deciding whether to require an ID upload.
One API Call, Complete Identity Assessment
Send user data, get an instant approve/challenge/deny decision with full signal breakdown and explainable reasons.
Send Data
Pass name, phone, email, IP, device ID, and optional payment info in one API call.
Multi-Signal Analysis
We check 6 signals across 12+ data sources and run identity consistency analysis.
Get Decision
Receive approve/challenge/deny with risk score, signal breakdown, and explainable reasons.
Request
curl -X POST https://api.switchlabs.dev/v1/verify \
-H "Authorization: Bearer sk_live_..." \
-H "Content-Type: application/json" \
-d '{
"name": "John Smith",
"phone": "+15555551234",
"email": "john.smith@gmail.com",
"ip_address": "203.0.113.42",
"user_agent": "Mozilla/5.0...",
"device_id": "fp_abc123xyz",
"card": {
"last4": "4242",
"bin": "424242",
"cardholder_name": "John Smith"
}
}'Response in <500ms
{
"request_id": "req_8x9y2z3a",
"decision": "approve",
"risk_score": 23,
"confidence": "high",
"signals": {
"phone": {
"valid": true,
"line_type": "mobile",
"carrier": "Verizon Wireless",
"name_match": "exact",
"risk_score": 12
},
"email": {
"valid": true,
"deliverable": true,
"disposable": false,
"account_age_days": 2847,
"risk_score": 8
},
"device": {
"vpn_detected": false,
"proxy_detected": false,
"risk_score": 15
},
"consistency": {
"phone_ip_country_match": true,
"email_phone_correlation": "strong"
}
},
"reasons": [
"PHONE_NAME_MATCH_EXACT",
"EMAIL_AGED_7_YEARS",
"RESIDENTIAL_IP"
],
"recommended_action": {
"action": "approve",
"explanation": "Strong identity consistency across all signals."
},
"metadata": {
"processing_time_ms": 387
}
}What Gets Checked Automatically
Six verification signals working together to assess identity authenticity and detect fraud patterns.
Phone Intelligence
Verify phone ownership and detect suspicious numbers
- Line type detection: Mobile, landline, VoIP, or invalid
- Carrier identification: Real carrier vs. virtual/burner services
- Name-to-phone matching: Does the carrier's subscriber name match?
- Port history: Recent number porting (SIM swap indicator)
- Phone reputation: Association with fraud, spam, or abuse
- Geographic consistency: Does phone area code match IP location?
Detects
Progressive Verification Strategy
Start cheap, escalate only when signals warrant it. You control the waterfall—most users don't need the full bundle.
By stopping early for low-risk users, you can significantly reduce average verification costs. Most legitimate users pass at lower verification levels—saving you money while maintaining security.
Real-World Use Cases
See how businesses across industries use multi-signal verification to stop fraud while maintaining great user experience.
Micromobility / Scooter Rentals
Users rent scooters with stolen payment cards or fake accounts. Chargebacks cost $15-50 per incident.
- Verify phone-to-name before allowing first rental
- Check payment card matches user identity
- Flag VoIP numbers and disposable emails
- Detect device farms creating fake accounts
Minimal conversion impact compared to document verification
Equipment Rental Marketplaces
Both sides of marketplace (renters + owners) need trust, but document verification kills onboarding.
- Basic verification for browsing/messaging (Email + IP)
- Phone verification for posting listings
- Full bundle for first transaction
- Step-up to document only for disputes
High fraud detection without document friction
Gaming / Gambling
Multi-accounting, bonus abuse, underage users, geographic restrictions.
- Device fingerprinting catches same device → multiple accounts
- Phone verification prevents disposable number abuse
- IP geolocation enforces regional restrictions
- Age estimation via data signals
Legitimate users approved without friction
Fintech / Neobanks
Regulatory pressure for KYC, but need fast onboarding for competitive edge.
- Data-only verification for account opening (instant)
- Step-up to document verification only when risk score >70
- Document required when transaction exceeds threshold
- Full KYC at regulatory threshold
Higher KYC completion rates than doc-first flows
SaaS / Trial Abuse
Competitors create fake accounts to exhaust quotas, steal data, or spam.
- Email age + deliverability filters disposable accounts
- Device fingerprinting catches same device → multiple trial accounts
- IP reputation blocks hosting providers and data centers
- Velocity rules stop burst signups
Minimal impact on legitimate signups
Results vary by implementation, geography, and risk policy configuration.
Simple, Transparent Pricing
Start free with 200 checks. Scale as you grow with predictable per-check pricing.
Developer
For testing and prototyping
200 checks/month
then $0.35/check
- Email + IP intelligence only
- API access
- Webhooks
- Community support
- Test mode sandbox
Startup
For growing businesses
500 checks included
then $0.30/check
- Full signal bundle (6 signals)
- Phone + Email + Device + IP + Card
- Identity consistency engine
- Step-up orchestration
- Email support (24hr response)
Growth
For scaling companies
2,500 checks included
then $0.25/check
- Everything in Startup
- Custom risk rules engine
- Priority processing
- Slack + priority support
- Advanced analytics
Enterprise
For high-volume needs
Volume discounts
from $0.18/check
- Everything in Growth
- Dedicated success manager
- 99.9% uptime SLA
- On-premise deployment
- Custom integrations
À La Carte Pricing
Build your own verification waterfall with individual signals
| Signal | Price |
|---|---|
| Email Intelligence | $0.05 |
| Phone Intelligence | $0.08 |
| Device Fingerprint | $0.07 |
| IP Risk Scoring | $0.04 |
| Card Verification | $0.08 |
| Synthetic ID Score | $0.12 |
| Full Bundle | $0.30 |
Native Document Verification
Built-in step-up for when risk score is high or regulations require it. Users upload their ID, we verify the document and perform facial biometric matching.
Technical Specifications
Enterprise-grade infrastructure with best-in-class performance, security, and compliance.
Latency
p95 response time, <300ms p50
Uptime SLA
Enterprise SLA, 99.5% Startup/Growth
Rate Limits
Dev: 10, Startup: 50, Growth: 200, Enterprise: Custom
Data Residency
Choose where data is processed
Security & Compliance
Certifications & Compliance
Data Handling
- • 90-day default retention (configurable 7-365 days)
- • Automatic PII redaction in logs
- • GDPR right-to-delete support
- • On-demand data deletion via API
Integration Options
No-Code Options
Advanced Features
Powerful tools for fraud teams and developers who need fine-grained control over verification logic.
Progressive Verification Pipelines
Build cost-optimized verification flows. Start with cheap signals, escalate only when needed. Average cost drops from $0.30 to $0.12/check.
Custom Risk Rules Engine
Define your own risk logic. Block VoIP + disposable email combos, challenge high-value orders from new devices, auto-approve returning trusted users.
Network Analysis & Link Detection
Detect device reuse across accounts, email pattern clustering, phone number sequences, velocity bursts, and shared payment cards. Visualize fraud rings.
Risk Policy Simulator
Test threshold changes against historical data. See exactly how many fraudsters you'd block and what the conversion impact would be.
Step-Up Orchestration
Integrate your existing document verification providers (Veriff, Persona, Sumsub, Onfido, Jumio, Stripe Identity). We make the decision, you choose the provider.
Explainable Decisions
Every decision includes plain-English explanation. Your support team understands why users were blocked. Users get clear feedback.
{
"rules": [
{
"name": "Block VoIP + Disposable Email",
"condition": "phone.line_type == 'voip' AND email.disposable == true",
"action": "deny",
"reason": "VOIP_DISPOSABLE_COMBO"
},
{
"name": "Challenge High-Value Orders from New Devices",
"condition": "cart_value > 500 AND device.seen_before == false",
"action": "challenge",
"challenge_type": "otp",
"reason": "NEW_DEVICE_HIGH_VALUE"
},
{
"name": "Auto-Approve Returning Trusted Devices",
"condition": "device.trust_score > 90 AND device.fraud_history == 0",
"action": "approve",
"skip_signals": ["phone", "email"]
}
]
}How We Compare
Different tools solve different problems. Here's where SwitchID fits.
| Feature | SwitchID | Ekata | SEON | Socure | Twilio | Veriff |
|---|---|---|---|---|---|---|
| Self-serve signup | ||||||
| Transparent pricing | ||||||
| Multi-signal bundle | ||||||
| Phone + Email + Device | ||||||
| Identity consistency engine | ||||||
| Document verification | ||||||
| Developer-first API |
Choosing the Right Tool
Enterprise phone/email data provider with strong carrier relationships
Large enterprises with dedicated fraud teams
Self-serve signup, transparent pricing, faster integration
Fraud prevention platform with strong social media enrichment
Companies needing deep social profile analysis
Lower entry point, developer-first API, simpler integration
Enterprise synthetic ID detection with ML-driven decisioning
Regulated industries with complex compliance needs
Self-serve access, faster time-to-value, transparent pricing
Best-in-class single-signal infrastructure (phone verification)
Teams building custom verification stacks
Pre-built multi-signal bundle with automated decisioning
Document-first KYC for regulated identity verification
When regulations require document + biometric verification
Pre-KYC screening to reduce doc verification volume; use as step-up
Where SwitchID Fits
Most signups don't need document verification. SwitchID handles pre-KYC decisioning—approving good users instantly and routing risky ones to your preferred document verification provider.
Feature comparison based on publicly available information. Contact vendors directly for current capabilities.
Developer Experience
Built by developers, for developers. Get from zero to verifying in 5 minutes.
Quickstart (5 minutes)
Testing & Sandbox
Test credentials that return deterministic results:
Webhook Events
Receive verification results asynchronously:
verification.completedverification.failedstep_up.requireddocument.uploadedrisk_score.updatedOfficial SDKs
Interactive API Documentation
Try API calls directly in your browser. Copy code snippets in 8 languages. See real request/response examples.
Real-Time Dashboard
Monitor verifications, analyze patterns, and fine-tune your fraud rules—all in one place.
ver_8f3k2...j***@gmail.comver_9d4m1...a***@yahoo.comver_7h2n8...m***@outlook.comver_3k9p4...x***@tempmail.comver_5j1r6...s***@company.comVOIP_PHONEDISPOSABLE_EMAILVELOCITY_BURSTTOR_EXIT_NODEFrequently Asked Questions
Everything you need to know about SwitchID identity verification.
Still have questions? We're here to help.
Ready to Stop Fake Signups?
Join hundreds of companies using SwitchID to verify real users without killing conversion.
“SwitchID cut our fraud rate by 78% while actually improving conversion. The best part? We integrated it in an afternoon.”
— Head of Engineering, Series B Fintech